I realized I forgot to post the totals for January after keeping track of every dollar so meticulously. For now we decided that this is how our monthly grocery budget is going to work: we will set aside $180 for annies (which I am in the process of finding some way to reduce the cost, other than bringing in extra income), and then have $200 set aside for everything else, like diapers, other grocery items, CVS, Walgreens (for the occasional deal on something we absolutely need, otherwise I avoid them like the plague, at least until they revise their rewards program, which is rumored to be happening), and pretty much anything else we could possibly justify buying.
So, here are the totals for January:
Shelf cost of everything we bought: $808.06
Total savings from items on sale: $258.28
Total savings from coupons: $364.34
Total in qualifying rebates from this month: $28.46
Total spent (from the $200): $213.90 (oops)
I went a little over, but I deducted the overage from February's budget to make up for it.
For February I was able to earn $200+ from babysitting and cashing in some savings bonds so that we didn't have to take out any money from the ATM for the beginning of the month. Yay!!
We were also able to skip 3 weeks of Annie's since our garden was overflowing everywhere, so that saved us a bit as well. Thanks to our tax return our Feb. payment to the loans will be substantially larger than we thought.
While it's nice to be paying off debt, it hurts to think that this money could be going toward saving for a house. If only...but better late than never. :)
If you have a Publix near you head over to frugalfloridian.com to enter a $25 Publix gift card giveaway. Yay!
Also, yesterday I test drove the KIA Sorento and submitted the form for the $25 Visa giftcard. Nice car. Maybe one day when we're in the market again we'll consider one that's a couple years old. It's nice to know we'll never have to deal with dealerships again, ever. :)
This blog is dedicated to tracking the paying off of our student loan debt while being a stay-at-home mom and surviving on solely my husband's income. My goal is to stick to a $200/mo. food, drug store item, and diaper budget, while still eating organic fruits and veggies, and allowing ourselves allowance earned only through swagbucks. Impossible? Nigh. But there's power in positive thinking, and in helping others. We'll see what awaits, and it will be revealed on this blog. I anticipate learning very well the fine line between want and need,
and in getting creative when it comes to what I will call "need improvising", or providing for needs without actually purchasing some of them (some of which I may not mention to my husband, as I have been known to snag a perfectly good coupon from a stranger's recycle bin (not the cleanest one, I might add), and he made a disapproving face. What he doesn't know can't hurt him, and I imagine since this blog is dedicated to couponing and the like, he won't come near it). Let the fun begin.